Car Accident Attorneys – Consumer Watchdog Group Also Smells Something Rotten

Respected Texas Consumer Watchdog Group Also Smells Something Rotten

Texas Watch is a reputable consumer advocacy group that has turned more of its attention to auto insurance issues and their trend of higher denials, including higher UI/UIM denials by the more reputable firms as well. The group says that unethical minimum coverage companies have an advantage because they undercut regular insurers on price primarily because of their claims payment practices. A spokesman says, “the business model is they drag their feet and make it as difficult as possible for the claimant to collect in hopes they will take a low-ball offer or give up.”car accident attorneys

In one year, Texas Watch completed a survey of customer complaints when filing damage claims against auto insurers in Texas. The most frequent complaint types and their percentages were:

Delays in handling claims: 36.7%
Unsatisfactory offers: 21.8%
Denial of claims: 16.3%
Other: 14.6%
Customer service: 10.5%

In a UIM claim, things can get very complicated for non-attorneys. For an underinsured claim to be valid, you have to show that you exhausted the other available policies. In other words, if you have $100,000 in total damages and the negligent driver has a policy limit of $60,000, you have to get all $60k, or your UIM claim is viewed by your insurance company (if you have UM/UIM coverage) as invalid.

It is very easy for the defendant’s insurer to pay you only a large percentage – but not the full value – of their policy. But the fact that you didn’t collect full value makes it impossible for your UIM claim for the difference to be honored by your carrier. And there are a few well-known insurance carriers on that top-10 list that is kept by the Texas Department of Insurance; firms you would think would not be on that list.

It is all the more important to have an experienced Texas auto accident injury lawyer help you with both claims (the liability claim against the negligent driver and the UM/UIM claim against your insurance provider). Your success lies in collecting full damage value from both. In cases where you successfully get the other party to tender policy limits, you still encounter the difficulties of your company’s insurance adjuster’s alleged ignorance concerning Texas laws, particularly the Texas Deceptive Trade Practices Act.

Your claim then becomes a contract issue between you and your carrier rather than a tort issue. Unlike inexperienced law firms, our Law Firm knows how to leverage a TDTPA violation claim against an insurer (either the other guy’s or yours) to do the right thing and pay both of your legitimate claims when an underinsured motorist has hit you.

The time after being seriously injured in a car accident is often stressful and confusing to the victims and their families. Don’t add to the stress and confusion by letting an inexperienced attorney handle your case or represent yourself when you are unqualified to look out for your or your family’s best interests. We are uniquely qualified and fully prepared to fight for and win the fairest compensation for your total damage claims. If you or someone you know was injured in a car accident, contact an attorney at our Law Offices today for a free consultation and find out how we can help you.

Car Accidents Can Be Life-Changing – Personal Injury Attorneys

Car Accidents Can Be Life-Changing – Personal Injury Attorneys

A motor vehicle accident can be a turning point in a person’s life. Some common car accident injuries result in lifelong disability or chronic pain. Recovery and rehabilitation can take months or years, and some patients never regain their health.

It is hard to know what to expect after a car accident injury has put you in the hospital. It’s important to communicate with health care professionals, asking plenty of questions. An injured person will want to know what the prospects are for recovery and what to do to smooth the process. If surgery is recommended, a patient should find out the risks and benefits of the procedure.car accident attorneys

Some people are unable to return to the same job after a car crash, leading to concern about how to make a living. Through the legal system, there is a path to receive help with finances.

Some Common Car Accident Injuries

Minor auto accident injuries can include cuts and bruises, which may leave a person in some discomfort for a while. A person will probably recover normal function after sustaining a minor injury or even a fracture, though surgery and physical therapy might be necessary. More on this website @ https://caraccidentattorneysa.com/
Of course, any injury can be distressing, but extensive injuries are more likely to be life-altering, including:

Back injuries: Some back injuries result in chronic pain, and some involve spinal cord damage that could result in impaired mobility. Back injuries can make it impossible to endure the physical demands of many jobs.
Head, neck and brain injuries: Traumatic brain injuries can be devastating to an injured person and his or her family. Brain injuries are difficult to diagnose and treat and can even alter personality traits. Other head and neck injuries may require extensive medical treatment, too.

Wrongful death: There is no conceivable way to replace a lost loved one who has been killed in a crash. Financial relief can be helpful, though, and surviving relatives may be able to obtain compensation when a driver was negligent.

The Centers for Disease Control and Prevention is a government agency that offers extensive information about injuries that happen in car accidents. Car accidents affect many Americans, amounting to a serious public health problem in the CDC’s view.

Many Are Injured
The CDC tallies injuries Americans receive in crashes. The most recently compiled statistics show that in one year over 2.3 million adults received emergency treatment after car accidents.

The economic impact of car accidents is significant. In one year, those hurt in auto accidents could look forward to an estimated $70 billion in total lifetime costs for their injuries. Costs include hospitalization, doctor bills, rehabilitative therapy and wages lost while an injured person cannot work.

The effect on the national economy is considerable for the country as a whole, but it also represents critical life changes for many thousands of injured individuals.

Accident injuries can result in ruined finances, even bankruptcy. It is important to obtain financial compensation to cover medical costs, lost wages and other expenses for a person who has a common car accident injury. The pain and suffering caused by an accident also have measurable value. Recovering costs for accident victims is a job for an attorney who specializes in personal injury lawsuits.

Full-service family law firm serving Clifton

Whether you are anticipating the joys of adoption or experiencing the frustrations of marital conflict, we can help. We have served families in the Clifton area for 10 years. My office provides legal services in all areas of family law, including:

  • Alimony, spousal support
  • Child abuse cases involving parental rights involving the Div. of Child Protection and Permanency (formerly DYFS)
  • Child custody and visitation
  • Child support
  • Child support modification and enforcement
  • Divorce
  • Pre- and post-nuptial agreements

Alimony

Divorce should not lead to financial crises. We can help you establish an equitable amount of spousal support.

Child custody and visitation

We can protect your parental rights to raise your children in an appropriate and supportive home.

Child support

We  can help ensure that you receive or pay an equitable amount of the financial support required to raise your children in a healthy, happy environment.

Child support modification and enforcement

Child support payments do not change unless the court modifies the child support order. If either the custodial or noncustodial parent experiences a significant change in circumstances, our attorneys can guide you through the proper legal procedures to modify your child support payments accordingly.

Divorce

Through mediation or litigation, my divorce law firm can help you gain the most equitable results from your divorce, including fair distribution of assets, division of marital home, child support payments and child custody rights.

Pre- and post-nuptial agreements

We expect the unexpected and drafts premarital agreements that protect both spouses’ interests and that can alleviate some of the stress should you ever divorce.

Child Abuse Cases

I have experience dealing with the Division of Child Protection and Permanency (formerly known as DYFS) for the past eight years as both a trial attorney and an appellate attorney. It is especially important, when dealing with the Division, to retain an attorney who is experienced with the workings of the Division and the particularities of how the law applies in court cases involving the Division (Children in Court).